Life indeed changes the moment you have kids, so as your point of view on getting insured. There were many good opportunities about insurance that knocked my door, but never had the chance to pay attention to them. I have not even shown interest that moment. But as soon as I had my kids, everything changed.
Just recently, I grabbed the opp which my Employer gives to regular employees like me. An opp to declare extended beneficiaries in my insurance. In case something unfortunate happens to me., my kids will receive something out of the contributions my Employer and I shared. Not bad eh?