The importance of Health Insurance and PhilHealth

A confinement of 2 days in a private hospital is not a joke especially when you have to go under a procedure. I was hospitalized for 2 days for having an ear infection and cerumen (earwax) extracted and my hospital bill went up to a total of Php30,345.

Hospital Services Php10,300.00
Pharmacy Charges Php7,361.10
Professional Fees (Physician) Php12,684.00

A total of Php30,345

Where Php8,509.00 was covered by PhilHealth and the rest by our Health Insurance. I paid Php430 in which Php400 was against the difference of the Room & Board and Php30 for supplies (cotton as mentioned in the billing section). How they do the computation, I do not know and am not interested to know anymore.

What’s more important is these two had helped me a lot from not spending such big amount. Even the check-up charges before I was admitted were also covered. So if you still do not have Medicare health plans for the family, grab one now before you regret from paying a huge amount just because you chose to ignore of getting one. That’s also one of my assignments. I am also thinking of getting a health insurance for my parents, a plan for seniors over 65 in prep for their growing old years. I’m just lucky that the Company where I am employed right now gives this benefit, where we share contributions for our dependents.

Should you need to know more about Health plans, head on to WebMD.

Marketing Manager at Adventures Beyond Group | WAHM | Ex-OFW | Music Enthusiast | Cactus and Succulent Hobbyist | Hello Kitty Lover | A 42 y/o mom of two lovely girls sharing her adventures as she walks through motherhood and having to do most things on her own while her Indian national husband works miles away from home.

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  1. As far as I know Lola, shoulder ng GPP 100% ng health insurance natin. Ung insurance na binabayaran natin eh para sa dependents natin un where 10% eh tayo magbabayad kaya may insurance deduction sa payslip. Kung pumirma ka sa life insurance, un ung meron kang share na babayaran.


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