Gone were the days when M Lhuillier was primarily recognized for its kwarta padala services. It amazes me that they have expanded their services to include shopping, bills payment, money transfer, eLoad, cash in and out, loans, and insurance.
But you know what caught me? M Lhuillier insurances! As a parent, your primary concern is the well-being and security of your family. In today’s unpredictable world, it is essential for every parent to prioritize family protection to safeguard against unforeseen circumstances. By understanding the risks and challenges that parents face, mostly moms, exploring different coverage options, and learning how M Lhuillier Insurance can provide financial security and peace of mind, you can make informed decisions to protect your family’s future.
Moms truly are the crucial members of the family. They tirelessly juggle multiple responsibilities, from taking care of the kids to managing household finances. But have you ever stopped to think about who takes care of moms? That’s where family protection comes into play. By having the right insurance coverage, moms can ensure that their family’s future remains secure, even in the face of unexpected challenges.
Being a mom is a full-time job, and like any other job, it comes with its own set of risks and challenges. From unexpected medical expenses to the loss of a loved one, moms often find themselves at the forefront of handling these difficult situations. That’s why it’s crucial for moms to have proper insurance coverage that can provide them with the financial support they need during these tough times, whatever it is.
So, what are the insurance products offered by M Lhuillier?
A. Personal Accident Insurance. Accidents can happen unexpectedly, and their consequences can be devastating. Personal accident insurance aims to alleviate the financial burden that may arise from accidental death, total disability or loss of body parts.
B. CTPL (Compulsory Third Party Liability) Insurance. In simpler terms, if you’re involved in a car accident and someone else gets hurt or their property gets damaged, this insurance will cover the costs.
C. Dengue RX – who doesn’t know the danger of Dengue, and the medical expenses that come with it?
D. Global Travel Protect Insurance The country’s first comprehensive CASHLESS travel insurance package designed to provide medical and travel assistance anywhere in the world. In partnership with Ibero Assistencia of Spain, a pioneer in providing worldwide travel insurance, Paramount GTP Premium is designed for every international traveler’s needs. No matter where you are in the world, you have access to the help and support that you need.
E. OFW Balik Manggagawa Insurance Republic Act (RA) 10022, amending RA 8042, otherwise known as the Migrant Workers and Overseas Filipinos Act of 1995 where the Philippine Overseas Employment Administration (POEA) required all agency hired workers to be covered by a compulsory insurance policy, the POEA is also now requiring all returning overseas Filipino workers or Balik Manggagawa who are not registered with them or changed employers on-site to submit a Certificate of Insurance that is similar to benefits and requirements provided under the mandatory insurance coverage.
You see, when it comes to family protection, M Lhuillier Insurance is a name you can trust. With years of experience in the industry, they offer a range of insurance options designed to meet the unique needs of moms and their families. From personal to medical insurance M Lhuillier has you covered. To read the rest of the products and services that M Lhuillier offers, please click here. In the meantime, let’s get to the most frequently asked question. The requirements and claims!
So,what are the requirements for insurance claims?
To make a claim, here are the things you need to prepare:
- Original Copy of the Certificate of Insurance (COI)
- Incident, Police, or Barangay report
- Properly filled-up personal accident claim form
- Medico-legal or death certificate
- Insured person’s valid I.D. card
- Birth certificate (if single); Marriage contract (if married)
- Beneficiary’s birth certificate
- Proof of transaction with ML branch
How can I claim the insurance?
Step 1: The claimant shall report the incident at any M Lhuillier branch nationwide. FLA shall notify ISPD of the incident.
Step 2: Notice of insurance claim should be made within thirty (30) days after the date of the accident to avoid denial of the claim.
Step 3: ISPD will provide a list of requirements to the branch for the claimant’s completion.
Step 4: Once the claimant completes the requirements, the case will undergo evaluation and investigation.
Step 5: Should there be no additional requirement and the case has been evaluated and approved, check payment will then be processed for the rightful beneficiary.
Choosing the right insurance plan for your family requires assessing your family’s specific needs and considering factors, too, such as budget, coverage limits, and accessibility. I am glad that M Lhuillier branches are found widespread in all types of areas across the Philippines from bustling commercial areas to relatively low-key communities, and far-flung barangays. M Lhuillier has now also established an extensive presence abroad through partnerships with a string of reputable partners in almost a hundred countries worldwide which I find really helpful for OFWs – indeed keeping its promise of being the “Tulay ng PaMLyang Pilipino.”